My Philosophy
Putting My Clients First
I am a fee-only financial planner, which means I am paid directly by my clients for advice. I do not accept commissions or any other form of compensation based on product sales.
This allows me to provide my clients with transparent, unbiased advice and frees me from the conflicts of interest that are so prevalent in the financial services industry.
As a CFP® professional, I commit to and am bound by the fiduciary standard, which means that I act in the best interests of my clients at all times. I wouldn't have it any other way.
Set a Path and Stay the Course
The overwhelming academic research suggests that broad diversification, proper asset allocation, cost minimization, and staying the course are the keys to long-term investing success.
Few metrics are as predictive of long-term performance as the fees you pay. The higher the costs and fees, the lower, on average, your returns.
“When trillions of dollars are managed by Wall Streeters charging high fees, it will usually be the managers who reap outsized profits, not the clients.”
— Warren Buffett